Full Stack Software Engineering Opportunity at Capitec Bank Ltd
Capitec Bank Ltd is recruiting an experienced, innovative, and technically strong Software Engineer: Full Stack II to join its technology teams based in Stellenbosch, Western Cape. This role is ideal for a skilled full stack engineer with strong experience across front-end and back-end development, who is passionate about building scalable, secure, and high-performing digital solutions within a modern banking environment.
This position forms part of a cross-functional delivery team responsible for the full software development lifecycle, from concept and design through to development, deployment, and operational support. The Full Stack Software Engineer II plays a critical role in translating business and technical requirements into robust software solutions that deliver exceptional client experiences while meeting enterprise-grade performance, security, and reliability standards.
This opportunity suits engineers who enjoy working across the entire application stack, thrive in collaborative agile environments, and are motivated by solving complex problems at scale.
Who We Are
Capitec is a bank, but much more than that. The organisation believes that banking should enable people to take control of their financial lives through solutions that are simplified, accessible, affordable, and delivered through personal experience.
By helping clients manage their financial lives better, Capitec enables them to live better. The bank’s culture is built around talented, committed teams dedicated to building a trusted brand that makes a meaningful difference for clients and employees alike.
Capitec appoints people for their potential and continuously seeks driven individuals who want to innovate, evolve, and contribute to the future of digital banking.
Why Choose Capitec
At Capitec, employees are supported through a strong Employee Value Proposition that emphasises cohesive teams, continuous learning, career growth opportunities, and valuable employee benefits and savings.
The organisation lives its leadership values every day by always putting the client first, acting with energy, and taking ownership. Capitec prioritises creating an inclusive and supportive environment where team members feel welcome, valued, focused, and empowered to grow professionally.
Diversity and employment equity are integral to how Capitec builds high-performing technology teams.
About the Role
The Software Engineer: Full Stack II plays an integral role in a cross-functional team dedicated to delivering high-quality software solutions across the full development lifecycle. This includes participating in concept design, development, testing, deployment, and ongoing operational support of applications and systems.
At this level, engineers are responsible for designing, developing, testing, deploying, maintaining, and enhancing software solutions in line with defined specifications and established engineering standards. The role requires translating requirements from business or technical analysts into effective technical implementations while contributing actively to team-based design and problem-solving discussions.
As a Full Stack Engineer, the role spans all layers of the application stack. This includes front-end user interfaces, back-end services, APIs, databases, and cloud infrastructure. Engineers are expected to apply a holistic approach to solution design, ensuring optimal performance, scalability, reliability, and user experience.
Key Responsibilities
Full Software Development Lifecycle Delivery
The successful candidate will contribute across the entire software development lifecycle, from initial design through to deployment and production support. This includes developing new features, enhancing existing functionality, fixing defects, and supporting system stability.
The role requires adherence to coding standards, architectural principles, and development best practices to ensure long-term maintainability and quality.
Front-End and Back-End Development
The Full Stack Software Engineer II will design and develop both front-end and back-end components of web applications. This includes building responsive, accessible user interfaces as well as scalable back-end services that support high transaction volumes and complex business logic.
The role involves working with modern front-end and back-end frameworks, ensuring compatibility, performance optimisation, and a seamless client experience across devices and platforms.
API Design and Integration
The position requires designing and integrating RESTful APIs that enable communication between services and systems. Engineers must ensure that APIs are secure, efficient, well-documented, and aligned with architectural standards.
Strong understanding of service integration patterns and data exchange is essential.
Database and Data Optimisation
The role includes working with database systems, both SQL and NoSQL, to design efficient data models, optimise queries, and support reliable data access. Engineers are expected to apply best practices for data consistency, performance, and scalability.
Cloud, Microservices, and Containerisation
The Software Engineer II will work with cloud platforms and services, contributing to solutions that leverage microservice and event-driven architectures. This includes deploying applications using containerisation technologies and Kubernetes-based environments.
Understanding cloud-native development and deployment patterns is critical to supporting modern, scalable systems.
Testing, Quality, and Performance
The role requires applying testing practices throughout the development process, including unit testing, integration testing, and performance optimisation. Engineers are expected to proactively identify and resolve performance bottlenecks and ensure browser compatibility and responsive design.
Attention to detail and a commitment to quality are essential.
Collaboration and Problem Solving
The Software Engineer II works closely with product owners, analysts, designers, and other engineers to solve complex technical challenges. Active participation in design discussions, code reviews, and agile ceremonies is expected.
Strong communication and interpersonal skills are required to contribute effectively within cross-functional teams.
Minimum Education Requirements
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Grade 12 National Certificate or Vocational
Education (Ideal or Preferred)
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A relevant tertiary qualification in Information Technology
Experience and Professional Background
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3+ years’ proven experience in front-end and back-end software development
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Experience delivering projects and implementing software solutions using modern development technologies
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Experience working with contemporary frameworks, tools, and platforms
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Exposure to agile delivery environments
Technical Knowledge Requirements
Candidates must demonstrate advanced knowledge of:
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Software Development Life Cycle (SDLC)
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Application development principles
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Advanced programming concepts
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Algorithms and data structures
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Design patterns
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Version control systems
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Testing methodologies
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Database systems and query optimisation
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RESTful API design and integration
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Cloud computing platforms such as AWS or Azure
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Microservice and event-driven architectures
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Kubernetes and container-based deployments
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Responsive and mobile-first design principles
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Browser compatibility and performance optimisation
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Front-end build tools and package managers
Key Skills and Competencies
The ideal candidate will demonstrate strong capability in:
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Analytical and problem-solving skills
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Attention to detail and code quality
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Clear and effective communication
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Collaboration and relationship management
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Technical decision-making
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Working under pressure and meeting delivery commitments
Fundamental Competencies
This role requires a professional who is:
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Technically confident and solution-oriented
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Curious and continuously learning
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Accountable and ownership-driven
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Client-focused in solution design
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Collaborative and adaptable
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Comfortable working in complex systems
Employment Details
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Position Type: Permanent
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Company: Capitec Bank Ltd
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Location: Stellenbosch, Western Cape
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Industry: Banking and Financial Services
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Job Functional Area: Software Engineering
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Experience Level: Mid-Level
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Date Posted: 27 January 2026
Apply for Software Engineer: Full Stack II – Stellenbosch
Capitec is looking for talented full stack engineers who are passionate about building high-quality digital solutions and shaping the future of banking technology.
👉 Apply for Software Engineer: Full Stack II – Stellenbosch
Candidates are encouraged to explore life at Capitec and complete the required assessment before finalising their application. Only shortlisted candidates will be contacted.
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