Job Title: Hire Purchase Marketer – Agricultural Equipment Finance
Location: Centurion, South Africa
Closing Date: 22 April 2025
Reference Number: AO-1875
Company: AFGRI
Overview of the Role: Hire Purchase Marketer (Agricultural Equipment Financing)
AFGRI is looking for a Hire Purchase Marketer to join our dynamic team in Centurion. This position offers an exciting opportunity to contribute to the expansion of AFGRI’s debtor book by driving the collection and proposal of credit applications for hire purchases of agricultural equipment. The ideal candidate will bring extensive experience in agricultural financing and possess a strong background in credit handling, client relationship management, and business development.
In this role, you will be responsible for identifying new business opportunities, managing credit applications, and ensuring smooth administrative and customer service processes. Your expertise will play a key role in enhancing business growthand fostering lasting relationships with both new and existing customers in the agricultural sector.
Key Responsibilities:
1. New Business Development
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Identify and pursue new business opportunities in agricultural equipment financing.
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Conduct detailed market research to uncover new clients and business prospects.
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Promote and present AFGRI’s hire purchase financing options to potential clients.
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Cross-sell additional financial services to expand business relationships.
2. Credit Application Management
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Capture, evaluate, and process credit applications in compliance with AFGRI’s policies.
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Ensure that all proposals are submitted on time, with the required supporting documentation.
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Collaborate with the credit department to arrange security where necessary.
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Maintain a high level of accuracy in documenting and processing applications.
3. Client and Account Management
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Serve as the primary point of contact for clients regarding their hire purchase accounts.
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Address client queries promptly and liaise with internal departments to resolve issues.
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Monitor arrears accounts and prepare timely reports.
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Ensure full compliance with legislative and policy requirements.
4. Customer Relationship Building
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Build and nurture long-term relationships with clients to ensure repeat business.
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Attend farmers’ days and study groups to promote AFGRI’s financing options and engage with potential customers.
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Collaborate with internal stakeholders to identify and drive cross-selling opportunities for additional services.
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Help clients better understand AFGRI’s product offerings and ensure they are satisfied with services provided.
Minimum Requirements:
Education & Experience
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BCom or equivalent degree in finance, business, or a related field.
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10+ years of experience in agricultural equipment financing, with proven expertise in managing hire purchase agreements and credit applications.
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Experience with SAP is a distinct advantage.
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Strong financial analysis skills with a proven track record of assessing creditworthiness.
Skills & Competencies
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Strong understanding of credit policies and the ability to assess risks effectively.
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Proficiency in Microsoft Office Suite and SAP for handling financial data and creating reports.
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Bilingual communication skills, with proficiency in English and Afrikaans.
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Strong analytical skills with meticulous attention to detail.
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Ability to solve problems independently while working effectively within a team.
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Excellent interpersonal skills for building relationships and communicating with clients and stakeholders.
Technical Competencies:
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Financial Analysis: Expertise in reviewing financial statements and understanding credit reports.
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Computer Skills: Advanced knowledge of MS Office tools (Excel, Word, PowerPoint) and SAP for accurate data processing.
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Communication: Strong verbal and written communication skills to effectively engage with both clients and internal teams.
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Attention to Detail: High level of accuracy in managing financial data and documentation.
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Problem-Solving: Ability to identify issues and take the initiative to resolve them in a timely and efficient manner.
Behavioural Competencies:
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Networking: Ability to develop and maintain strong business relationships within the agricultural sector.
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Customer Orientation: A proactive approach to customer service, ensuring client needs are met and exceeded.
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Leadership: Strong leadership abilities with a focus on driving results.
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Stress Management: Ability to work well under pressure and handle multiple responsibilities.
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Integrity: A strong commitment to ethical business practices and transparent operations.
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Team Collaboration: Capable of working both independently and as part of a team.
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Travel Flexibility: Willingness to travel as required to meet business needs and build customer relationships.
Why Join AFGRI?
AFGRI is a leading player in the agricultural sector, providing innovative solutions that support farmers and businesses across the country. This permanent, middle management position offers the opportunity to join a forward-thinking company, committed to growth and development. We are dedicated to empowering our employees with the tools and training they need to succeed.
We offer a market-related salary and opportunities for professional growth within the company. As part of our team, you will gain exposure to diverse business opportunities in the agricultural sector, contributing to the success of AFGRI’s mission and goals.
How to Apply:
If you meet the qualifications and experience requirements, we invite you to apply for this exciting opportunity. Submit your resume and cover letter, along with any supporting documents, to be considered for this role.
The closing date for applications is 22 April 2025. Shortlisted candidates will be contacted for further interviews. Please note that candidates who do not hear from us within 30 days of the closing date may consider their application unsuccessful.
Legal Notice:
AFGRI processes personal information in accordance with the Protection of Personal Information Act (POPIA). For further details on how your personal data is handled, please refer to the HR Processing Notice available on the AFGRI website.
AFGRI is an Equal Opportunity Employer, and all applications will be considered in line with our Employment Equity Policy.
